This is good advertising. Somehow barbarians and credit card companies seem to go together.
The images are reminiscent of a theme that we can all understand. Maybe somewhere in each family were Visigoths or Mongols or Tatars or axes at the gates, and the fear of them was passed down from mothers to children for a thousand years. The best advertising is entertaining, and the barbarians not the eye.
The images are reminiscent of a theme that we can all understand. Maybe somewhere in each family were Visigoths or Mongols or Tatars or axes at the gates, and the fear of them was passed down from mothers to children for a thousand years. The best advertising is entertaining, and the barbarians not the eye.
Think about it though. What's really in your wallet?
Add me, I have the usual stuff to practice a driving license and my license to right some old photos of my boys and my wife. I have a ticket stub from a Grateful Dead show at 23 June 1984 (rain or shine) in Harrisburg. I have always made a payslip at the same time that I kept because it showed a 63-hour week, with a bunch of hours in triple time for working on a public holiday ($ 39.50 per hour). I kept it because it seemed like all the money in the world to me at the time. I was about nineteen.
I also have credit cards. I'm not a big fan of them, and I try not to use it much, but I do. I need one for work to pay for the things that occur every day in business. I never carry cash. My family relieved me immediately and without grace of cash I have always wanted.
Fortunately, as a lawyer I am able to make a good living, but I have four sons in the school, and it's hard to find a company in this poor economy. Things are getting tight. Like everyone else, I am a disease, a divorce (knock on wood here) or a hard blow to my business away from trouble. I have been born a millionaire.
When things get tight are professional people, what about everyone else?
My customers usually make between $ 20,000.00 and $ 60,000.00 dollars per year. I can not count how many times I have met with people who while explaining their money problems to me, pulled out a dozen or more credit cards and put them on the table. Each could be a limit 5-10000 dollars.
A person could earn forty thousand have one year $ 70,000.00 in credit card debt. Assuming an interest rate of 30% (which is about right, if you add all the fees and charges other than interest) of debt service is $ 21,000.00 annually or $ 1,750.00 per month.
$ 40,000.00 per year translates into about $ 3,100.00 gross earnings per month.
If the cards just waiting on an interest basis, leaving the $ 1,350.00 per month, not including taxes, for the person to live on four weeks.
I think I would prefer my chances in the fight against the barbarians directly. At least you would have a chance, and if it does not work, the end would be quick....
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