Do you know how to bill collectors from calling stop? Do you really know how to do this? No, it is not to ignore the call or hang up on them (although I do it sometimes!). No real way to stop the harassing debt collector is to your rights under a particular law, know these rights are guaranteed.
The law of which I speak is called FDCPA or Fair Debt Collection Practices Act. This law clearly defines a set of rules that has the credit and collection industry to follow or face the consequences. This law also clearly defines your rights and the rights collection agencies! (Yeah, they also have rights!)
The FDCPA was set way back in 1978 into force. 1978! It has since been expanded to include lawyers and businesses, but it is essentially the same law. The FDCPA is a law enacted to protect you, the consumer was against the misuse and abuse of the credit and collections industry.
Of course they are not, as the law since its inception and have used their influence in Washington, DC, to use against them. But luckily, the law is still in force. Even if it the. Both sides of the fence, which argue against
The credit card companies say that the FDCPA effectively prevents them from collecting on valid debts. Consumers like you and I argue that the law enforcement section should be updated to suit the times. Either way, the FDCPA is a law that is not going away. It is necessary on their toes and play ball the right way to keep them company....
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